Is Liverpool a Nice Place to Live for Families?

From The Beatles and its thriving music scene to two Premier League football clubs and historic love for the game, Liverpool is famous for its community, character, and proud identity.

If you’re exploring your living options in Liverpool then you’re probably asking: “What makes Liverpool a nice place to live?”

Whether you’re a first-time buyer planning for the future, or a growing family looking for more space, Liverpool offers plenty of opportunity. Thanks to the city’s many claims to fame and extensive regeneration over the past two decades, Liverpool now offers a wealth of new jobs, modern housing, and improved infrastructure

But is living in Liverpool the right choice for your lifestyle, budget, and long-term plans?

In this article, we’ll jump into everything you need to know about living in Liverpool. From affordability, house prices, and the best areas to live in Liverpool to employment, schools, and transport, this article will help you decide if Liverpool is the right place for your next move. Let’s begin.

History of Liverpool

While first founded in 1207 by King John, Liverpool’s fame specifically started to see rapid growth in the 18th and 19th centuries as one of the UK’s most important ports. In fact, the docks of Liverpool became central to global trade, shipbuilding, and migration – a staple in the evolution and shaping of its current diverse and international community.

Victorian-era landmarks of Liverpool’s historical wealth and architectural heritage can still be seen in the Albert Dock and St George’s Hall, however, it is predominantly the music prestige and sporting legacy that continues to define the city today. Famous as the home of The Beatles and premiership teams Everton and Liverpool FC, football and music are deeply woven into the culture and daily life of Liverpool.

Passion, rich history, and a multicultural spirit are key reasons why many people are choosing to move to Liverpool. Combined with affordable housing, strong schools, and thriving job opportunities, the city offers a unique lifestyle that can massively appeal and benefit families, young professionals, and first-time buyers alike.

Is Liverpool Affordable Compared to Other Cities in the UK?

Yes, Liverpool is considered a much more affordable city to buy a home and live in compared with other major UK cities. Both house prices and rental costs are significantly below the UK average, allowing buyers and renters to get more for their money than in places like London, Bristol, or Manchester.

According to the latest Office for National Statistics (ONS), the average house price in Liverpool is currently £174,000 – well below the UK national average of £269,000 recorded in June 2025. First-time buyers were revealed to pay around £160,000 on average, while homes purchased with a mortgage come in at a slightly higher cost of £181,000.

Specifically, rental prices are also much cheaper compared with other large cities, averaging just £860 per month. These lower costs mean families can often secure larger homes or property with a much more central location to the heart of the city, than they could elsewhere.

Day-to-day expenses, from groceries and transport to leisure activities, are also typically cheaper than in many of the more southern UK cities. Data from Numbeo shows that the estimated monthly cost for a family of four is £2,868, while the estimated monthly cost for a single person is £838 – making it easier for residents to enjoy a comfortable lifestyle without overspending.

Ultimately, the combination of low property prices, modest rental costs, and affordable living expenses makes Liverpool an ideal choice for any property hunter, whether you’re looking to relocate, invest in property, or raise a family.

Working with a trusted mortgage broker in Liverpool can help make buying a home or investing in property much easier. At Boon Brokers, our dedicated advisers provide expert, personalised guidance to help you understand all of your mortgage options. With whole-of-market access, we can compare products across high-street and specialist lenders alike, helping you choose the mortgage solution that fits your financial situation and long-term goals.

Is It Expensive to Live in Liverpool?

Liverpool stands as one of the most affordable cities to live in – especially when compared to many other southern UK cities like London and Manchester. While average prices have naturally risen in recent years, the total overall cost of living – as we’ve touched upon above – remains generally affordable and is a key factor that encourages many people to move.

Some of the most popular areas to live in Liverpool include:

These figures are intended as a general guide for prospective buyers and renters. The prices listed above represent average property values in each area. Actual prices can vary depending on factors such as the property’s condition, its exact location within the neighbourhood, and current market trends.

What Are the Schools Like in Liverpool?

Liverpool is home to a diverse range of schools, providing plenty of options for families. From primary education and secondary schools in Liverpool to well-regarded high schools in Liverpool, parents can choose the school that best suits their children’s individual academic needs.

Types of Schools Available

The city has a mix of state-funded schools, academies, and independent schools. In addition, there are a select number of specialist schools that specifically focus on arts, technology, or sports, helping provide additional choices for families seeking tailored education.

The most notable secondary schools in Liverpool include: Liverpool Blue Coat School, Calderstones School, and The Belvedere Academy, all of which are recognised for their strong academic performance.

Are There Parks and Green Spaces in Liverpool for Families?

Yes, there are plenty of parks and green spaces in Liverpool that are open to the public, perfect for families to enjoy. This ranges from large, historic parks to smaller local green spaces. The city offers safe and accessible areas for recreation, sports, and family activities

Some of the best parks in Liverpool include:

• Sefton Park: A 235-acre Victorian park featuring walking trails, boating lakes, playgrounds, and regular family events.
• Calderstones Park: Combines open green areas with botanical gardens and facilities for sports and leisure.
• Otterspool Park: Riverside park ideal for walking, cycling, and family picnics.
• Greenbank Park: Smaller local park with playgrounds and open space for younger children.
• Newsham Park: Historic park with sports facilities, walking paths, and community events.

Liverpool’s green spaces are complemented by smaller local parks and community gardens, making it easy for residents to access outdoor areas close to home. Whether you’re looking for weekend leisure, daily exercise, or outdoor learning and team opportunities for children, Liverpool has a whole list of open spaces that supports both healthy living and family bonding.

What is Transport and Commuting Like in Liverpool?

Transport is crucial for those looking to commute or travel in and around the city. Thankfully, public transport in Liverpool is well-connected and provides easy commuting and stress-free travel for those looking to get around the city. With trains, buses, and ferries, most residents can access work, schools, and leisure facilities efficiently, whether travelling locally or across the wider Merseyside area.

The city’s transport network includes Merseyrail, buses, and ferries across the Mersey, all designed to connect key neighbourhoods, suburbs, and the city centre. Below we have created a quick overview of Liverpool’s public transport, showing the average travel times between the city’s most popular areas and routes.

In short: Liverpool’s combination of rail, bus, ferry, cycling, and road networks makes local transport in Liverpool accessible, efficient, and family-friendly, helping residents balance work, school, and leisure with ease.

What Is the Community and Culture Like in Liverpool?

Made famous by its music heritage, festivals, and football culture, Liverpool is known for its proud and passionate residents, who boasts a vibrant, welcoming community where families and individuals can feel a real sense of belonging. With a mix of cultural events and active communities in Liverpool, residents can engage socially, creatively, and recreationally in various ways across the city.

Annual events like the Liverpool Festival of Light bring the city together, while the Liverpool FC community plays an important role in local initiatives, youth programmes, and social projects. Local community centres also offer classes, clubs, and activities for all ages, fostering teamwork and a strong community spirit.

Liverpool’s diverse neighbourhoods each have their own character, from historic Georgian streets to modern, family-friendly suburbs. This diversity allows residents to choose a community that suits their lifestyle, whether they value cultural vibrancy, quiet family life, or a mix of both.

Is Liverpool a Safe Place to Live in the UK?

Yes, Liverpool is typically considered a safe city for families. With that said, crime rates and general safety will naturally vary between different neighbourhoods.

Most residential areas, particularly suburbs, report low crime rates and strong community engagement, making them appealing for families and professionals. Allerton, Childwall, and Woolton are among the safest areas in Liverpool, known for good schools, family-friendly amenities, and active local communities.

It is important to note that while the city centre can experience higher levels of petty crime, community and police initiatives, such as improved street lighting, CCTV, and community patrols, continue to help residents feel secure.

Can a Mortgage Broker Help My Move to Liverpool?

Yes. A mortgage broker can simplify your move to Liverpool by guiding you through the mortgage process, comparing products across the whole market, and helping you find the best deal for your financial situation.

At Boon Brokers, our team of dedicated mortgage  experts will help provide you with the personalised guidance that will match you with the mortgage deal that fits your needs.

As a fee-free mortgage broker, Boon Brokers offers unbiased advice and access to a whole-of-market selection, ensuring you explore all available options. Whether you’re a first-time buyer, relocating with your family, or investing in property, we make the mortgage process straightforward and stress-free.

Contact Boon Brokers today to receive expert guidance from a dedicated adviser and move to Liverpool with confidence, securing the best mortgage deal that’s right for you.