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First Time Buyer
Mortgage Advice

Mortgage Advice For First Time Buyers

Buying your first home is an exciting milestone, but knowing what mortgage to opt for can feel overwhelming. This is where we come in. We will guide you through the whole process and help you find the best mortgage on the market.

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Helping you get on the property ladder

Our aim is to help you purchase your first home without any hassle and at the lowest cost possible.

  • Our service is 100% free and always will be
  • You will be matched with a dedicated first time buyer mortgage adviser
  • We will take care of everything, including all the paperwork
  • We give advice tailored to you and work around your schedule

Speak to a First Time Buyer Mortgage Broker

Ready to buy your first home? We make applying for a mortgage simple and don’t charge you for our advice and services. Book your consultation today to start your first time buyer journey.

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Mortgage advice for first time buyers

We provide first time mortgage advice tailored to you. With whole of market reach, we are able to access exclusive mortgage rates that wouldn’t be offered to you directly. Start your journey to buy your first home with confidence.

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Why Choose Boon Brokers?

Our aim is to find you the best mortgage deal for your situation, you don’t have to figure it all out by yourself. We will tell you about all the suitable support schemes, such as the first home scheme and shared ownership, and explain the different mortgage options available. Buying a home doesn’t need to be complicated.

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Fee Free Advice

As a first time buyer you may have quite a few questions. Whether you’re ready to purchase a house now or want to find out more information, our friendly advisers are always happy to help. We provide free no obligation advice so you can start the house buying process at your own pace.

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Full Mortgage Support

After purchasing your first house, the support doesn’t stop there. Our advisers will notify you as soon as a more suitable mortgage product becomes available in the UK market. When you become a client, we will service your mortgage and insurance requirements for life.

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Our Process

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Step One

Book a free consultation by completing our Request a Callback form or email us.

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Step Two

One of our friendly advisers will contact you to learn more about your situation.

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Step Three

Relax while we find you the best mortgage and get you on the property ladder.

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FAQ Section

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A typical deposit is usually 10% of the purchase price, but there are some lenders that will still allow you to borrow 5%. Family springboard mortgages are another option where technically your deposit is 0% but at least a 10% deposit from a family member will need to be put into the savings account linked to the mortgage for a set period of time.
The amount you can borrow depends on many factors and there is not a one size fits all but, as a general rule of thumb, the following calculation tends to give you a ballpark figure: Acceptable Income x 4.5 = Estimated Maximum Mortgage Sum
The best mortgage will depend on your situation. Lenders have a variety of options available, including low deposit mortgages, springboard mortgages, fixed rate and tracker deals. For more information about these types of mortgages read our best mortgage for first time buyers guide.
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Want to see how much you could borrow?

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If you’re looking for a quick estimate on how much you could borrow and your monthly repayments, use our simple mortgage calculator.

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