person holding house in hands

Let to Buy Mortgages

Mortgage Advice For Your Property Investments

Have you found your dream home and want to get the ball rolling now? Let to buy Mortgages could be the key to unlocking the door to your next property without having to sell.

Arrange a FREE consultation
house keys for let to buy property

Unlock your property potential

Whether you're a homeowner looking to move up the property ladder or an investor seeking a strategic approach, we can help you secure the best deal.

  • Earn rental income
  • Good long-term investment
  • Equity appreciation
  • Expand your property portfolio

Speak to a Let to Buy Mortgage Adviser

If you want to rent out your current home and buy a new one, we can help you find the right mortgage for your needs.

Don't just take our word for it...

Here's what our clients say about us

Let us explain

What is a Let to Buy mortgage

A let to buy mortgage enables homeowners to convert their residential home into a property to let whilst simultaneously purchasing a new house.

Get in Touch

Let us explain

Why choose a Let to Buy mortgage?

Let to buy is a good option if you're having trouble selling your home or if you don't want the pressure of selling before moving on. It's also a great solution if you want to retain ownership of your current home, whether you plan to temporarily relocate, return later or move in with a significant other.

Get in Touch

How does a Let To Buy mortgage work?

If you choose let to buy, you may need two mortgages: one for the property you rent and another for the home you are buying to live in. You will also need to pay an extra Stamp Duty charge when acquiring a second home, which is important to consider with your budget.

Get in Touch

Let us explain

Why Choose Boon Brokers?

We have access to exclusive deals you will not be able to find on the high street and can compare all the let to buy mortgages that you are eligible for. This type of mortgage can be more complex to acquire than a standard residential mortgage, but our experts are available to offer any guidance you may require, and all of our advice is free.

Get in Touch

Our Process

View Full Process
telephone icon

Step One

Book a free consultation by completing our Request a Callback form or email us.

contact person icon

Step Two

One of our expert advisers will contact you to learn more about your situation.

tea cup icon

Step Three

Relax while we find you the best mortgage deal.

View Full Process

FAQ Section

View all FAQs
Most lenders cap the loan-to-value (LTV) ratio at 75%, meaning you need at least 25% equity in your current property. If you have enough equity, it can be used as your deposit, either fully or partially. Some lenders might be willing to consider a higher LTV if you're having trouble raising a 25% deposit. When getting a property to move into, it's advisable to target a minimum 10% deposit.
The minimum income needed usually ranges from £15,000 to £25,000, depending on the lender. The rental income for the property that you are remortgaging typically needs to be 125% to 145% of the mortgage repayments.
Let to buy mortgages are for those who want to buy a new home but keep their current property as a rental. Buy to Let mortgages are for people buying a property to rent out or remortgaging an already rented property.
woman researching mortgages on laptop

How can I get the best mortgage deal?

We Have Whole-Of-Market Access

We make getting a mortgage easy by handling all the paperwork. Our extensive whole-of-market approach ensures you get the best deal that fits your needs perfectly. Plus, all of our services are completely free.

Get In Touch

Latest Articles for Let to Buy Mortgages

What is a Let to Buy Mortgage?
let to buy house

Let To Buy

What is a Let to Buy Mortgage?