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Bad Credit

Bad Credit Advice

Do you need a mortgage with bad credit? Whether you’ve got a CCJ, missed a loan or credit card payment or have previously filed for bankruptcy, we’re here to find the best mortgage solution for you.

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What is a Bad Credit Mortgage?

Bad credit mortgages, also known as adverse credit, are broadly defined as financial products, for property investment, that are targeted at borrowers with poor credit scores. At Boon Brokers, we specialise in securing poor credit mortgages.

  • Mortgages for people with bad credit history
  • Bad credit mortgages for first time buyers
  • Mortgage deals from bad credit lenders

Speak to a Bad Credit Mortgage Broker

Are you struggling to secure a mortgage due to a poor credit score? We are here to help. We will not charge you a single fee throughout the whole process and take care of all the admin, making life a little easier for you. 

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Why Choose Boon Brokers?

We understand life can be unpredictable and there are sometimes factors outside of your control that can affect your credit score. No matter your financial situation, we are dedicated to finding you the best mortgage deal and will always look to save you money where possible.

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How Do I Get A Mortgage With Adverse Credit?

If you have bad credit you will need to find a lender who is willing to accept your application. This can be tricky to do on your own, which is where we come in. We have access to over 90 lenders in the UK, meaning we can find the right adverse credit mortgage solution for you.

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FAQ Section

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Yes, you absolutely can! However with a lower credit score you may find that there are less options and lenders to choose from. It’s best to speak to a bad credit mortgage broker who will be able to find you a suitable deal.
It is very similar to a standard mortgage except the interest rates will be higher and the lender may ask for a higher deposit.
Generally with a lower credit score you will have a lower borrowing limit and higher deposit.
You can check your credit score in various ways, including Experian, Check My File and ClearScore. Some require a fee or paid for subscription, whilst others are free. Many online banking services are now also incorporating credit score monitoring.

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