How We're Fee-Free Mortgage Brokers

No Broker Fees

Whole-Of-Market

Dedicated Adviser

FCA-Regulated

How Can Our Mortgage Advice Be Fee-Free?

At Boon Brokers, we believe the commission we receive from lenders is enough, so we choose not to charge you a broker fee on top.

And those fees can add up. Our 2026 research found that UK homebuyers who paid a mortgage broker fee were charged £643 on average*.

At Boon Brokers, your broker fee is £0.

Being fee-free doesn’t mean getting less.

You’ll still receive personalised advice from a dedicated, whole-of-market mortgage adviser who can search across lenders and compare more than 1,000 mortgage deals to find a suitable option for your needs.

Our Managing Director, Gerard Boon, explains why we’re fee-free.

1. Choose Your Mortgage

Your adviser helps you find a mortgage that’s right for your circumstances.

2. Your Lender Pays Us

When your mortgage completes, your lender pays Boon Brokers a commission.

3. You Pay £0 Broker Fees

We don’t charge you an additional broker fee for our mortgage advice.

View Our Process

Collage of mortgage advisers and clients speaking on phone calls and wearing headsets in office settings

No Hidden Broker Fees.

The commission we receive from your lender is shown in your mortgage documentation, so you’ll know how we’re paid before your application is submitted.

There are no upfront broker fees and no hidden broker charges from Boon Brokers.

Our priority is finding a suitable mortgage for your circumstances, not charging you for our advice.

Get Mortgage Advice Meet the Team

Our Commission Benefits You

Being fee-free doesn’t mean investing less in your experience.

The commission we receive from lenders allows us to invest in the people, technology and systems behind your mortgage journey.

That means a faster, simpler and better-supported experience, from your first conversation through to completion.

We’re committed to keeping you informed throughout your mortgage journey and delivering the consistent, 5-star service our clients expect.

But don’t just take our word for it.

See what our clients have to say about their experience with Boon Brokers.

View Success Stories

Home Mover

The service we have received over the years, and continue to get, is second to none…

Reviewed By Emily

First-Time Buyer

The team was knowledgeable and easy to talk to throughout the entire process…

Reviewed By Ben & Maria

Remortgage

Patient and personable support. You don’t feel silly for asking questions…

Reviewed By Hannah

Headshots of experienced UK mortgage advisers and brokers providing independent home loan advice

Your Success Is Our Reward

We only receive our commission from the lender if your mortgage completes, meaning our success is directly tied to yours – and we work hard to get you there.

But completing a mortgage isn’t the only thing that matters to us.

If your plans change or your case doesn’t go ahead, that’s okay; we will be here whenever you’re ready to move forward again.

No upfront costs, no hidden fees, no pressure, and no judgement.

Our mission is simple: to make expert mortgage advice fee-free for everyone in the UK.

Speak to a Broker About Us

Speak to a Fee-Free Mortgage Broker

Get fee-free advice from a whole-of-market broker and start your mortgage journey.

*According to our Boon Brokers survey conducted in 2026, the average mortgage broker fee charged in the UK is over £600.00

Frequently Asked Questions

Is Boon Brokers Really Free?

Yes. Boon Brokers is a fee-free mortgage broker, which means you don't pay us a broker fee for our mortgage advice.

Instead, we receive a commission from the lender when your mortgage completes. We're happy with the commission we receive, so we don't charge you an additional broker fee on top.

If Lenders Pay Your Commission, Why Do Other Mortgage Brokers Charge a Fee?

Mortgage brokers have different charging models. Brokers typically receive a commission, known as a procuration fee, from the lender when a mortgage completes. Some mortgage brokers also charge their clients a separate broker fee for their service.

At Boon Brokers, we don't. The commission we receive from lenders allows us to provide personalised mortgage advice without charging you a broker fee.

Being fee-free doesn't mean compromising on service. You'll still receive personalised advice and support from a dedicated mortgage adviser throughout your mortgage journey.

Do You Get Access to More Lenders if You Pay a Mortgage Broker Fee?

No. Paying a mortgage broker fee does not automatically give you access to more lenders or better mortgage deals.

What matters is the range of lenders and mortgage products available to the broker you choose. At Boon Brokers, being fee-free doesn't limit our lender access. As a whole-of-market mortgage broker, we can consider mortgages from more than 90 lenders, including major high-street banks and specialist mortgage lenders.

What Does Whole-of-Market Mortgage Advice Mean?

Whole-of-market mortgage advice means your mortgage broker can consider products from a broad range of lenders across the mortgage market, rather than being restricted to one lender or a small panel.

Boon Brokers is a whole-of-market mortgage broker with access to more than 90 lenders, including major high-street banks and specialist lenders. This allows your adviser to search across a wide range of mortgage products based on your individual circumstances.

Does Being Fee-Free Affect the Mortgage Advice I Receive?

No. Choosing a fee-free mortgage broker does not mean receiving a reduced level of mortgage advice or service.

At Boon Brokers, you'll receive personalised advice from a dedicated mortgage adviser who will take the time to understand your circumstances and search across our whole-of-market lender panel for a suitable mortgage.

The commission we receive from lenders allows us to invest in our advisers, technology and client experience while keeping our mortgage advice free from broker fees.

How Much Does a Mortgage Broker Cost?

The cost of a mortgage broker in the UK varies depending on the broker and their charging model.

Mortgage brokers typically receive commission from the lender when a mortgage completes. This is often around 0.35% of the mortgage amount, although the exact amount varies by lender and product. Some mortgage brokers also charge their clients a separate broker fee.

At Boon Brokers, you won't pay us a broker fee. We receive our commission from the lender if your mortgage completes.

Is Boon Brokers Regulated by the FCA?

Yes. Boon Brokers is directly authorised and regulated by the Financial Conduct Authority (FCA). As an FCA-regulated mortgage broker, our mortgage advice and activities are subject to FCA rules and regulatory standards. Boon Brokers is also a whole-of-market mortgage broker, with access to more than 90 lenders across the UK mortgage market.