Are TSB Mortgage Rates the Best?
TSB mortgages offer a variety of competitive mortgage offers that include competitive mortgage rates. Identifying exact mortgage rates is incredibly challenging, as rates given today are probable to change based on a variety of factors, including market changes and your personal application.
Working with a trusted whole-of-market broker – like Boon Brokers – is the best and most accessible way of identifying the best mortgage rates, tailored to you. At Boon Brokers, we compare TSB’s mortgage rates against over 90 UK lenders, to find the best options that are available to you.
What is the Maximum I Can Borrow with a TSB Mortgage?
TSB mortgages, like many other leading lenders, will decide on the amount you can borrow through a financial assessment. This will provide the lender with an insight into your affordability, and how much you are likely to be able to pay back each month. Generally speaking, TSB will offer up to 5.5 times your gross income. Again, this multiplication is dependent on your affordability, an assessment of your income, credit score, and deposit size.
As a trusted whole-of-market broker, Boon Brokers can help you work out your loan-to-value (LTV) ratio and optimise your borrowing potential. We will compare your borrowing potential with leading lenders, including TSB, to help find you the best mortgage offer that matches your needs.
Can I Apply for a Mortgage Agreement in Principle with TSB?
Applying for a Mortgage Agreement in Principle (AIP) is a great place to start and can help you assess your potential borrowing amount. TSB may offer you an AIP based on a broad assessment of your financial details, including a soft credit score. It is important to note that an AIP is not a guaranteed mortgage offer, and should only be used as additional insight into the potential borrowing amount. This amount can change following further financial assessments.
Securing an AIP is made easy with Boon Brokers. We can assist in your AIP application and guide you through the process and advantages of having an AIP in your property search. Additionally, we can help compare offers from other leading lenders to ensure that you get the best mortgage deal that is tailored to your requirements.
What Can a Mortgage Broker Do for You?
A whole-of-market mortgage broker – like Boon Brokers – will provide access to a wide range of mortgage deals, expert advice, and specialist opportunities, as well as freeing up your mind and schedule from unwanted paperwork. As a trusted mortgage broker, we work with leading lenders, like TSB, to provide you with a complete canvas of mortgage products that are available on the market today. And, as we’re paid in commision by the lenders, our services are completely fee-free for you.
