What’s the Premium Plus Package?

Our Premium and Premium Plus Services take the stress out of your homebuying journey.

Starting with expert advice, your dedicated mortgage adviser will arrange your mortgage, protection and home insurance, source trusted solicitors and surveyors, and handle all correspondence and paperwork for you.

Get a dedicated Boon Brokers expert for just £200.00 that takes care of every detail – right through to the completion of your property purchase.

 

Our Packages

The Premium Plus Process

1. Mortgage Advice

Begin with a free consultation with your dedicated mortgage adviser. They’ll take the time to understand your needs and will arrange an Agreement in Principle, giving you an estimated mortgage amount to guide your property search and help you make offers with confidence.

Payment #1 – Deposit

2. Holding Deposit

You will receive both a Holding Deposit Invoice for Premium Plus and an Estimated Invoice that sets out the full legal fees. The Holding Deposit will cover your initial legal costs, and any unused funds from this deposit will be refunded to you on completion.

3. Mortgage Application

We will submit your mortgage application once your Holding Deposit has been paid and your property offer has been accepted. After this, we will open a case file with our partnered conveyancers to prepare for your Mortgage Offer.

4. Mortgage Offer

When your Mortgage Offer is issued by the lender, we will review the property details and instruct a qualified surveyor to carry out a Level 2 or Level 3 survey based on your needs.

5. Property Survey

Your dedicated adviser will source and instruct the property survey on your behalf. The completed survey report will outline the property’s condition and structure, clearly highlighting any issues that may need attention.

6. Conveyancing Begins

Once you are satisfied with your survey, Boon Brokers will instruct your solicitor to proceed through our internal channels. You will then receive an automated email with clear instructions on the next steps.

Payment #2

7. Finalise Payments & Exchange

Once your solicitor is ready to exchange contracts, you will receive a final invoice directly from them. This will include the £200 administration fee from Boon Brokers. You will then pay the invoice, transfer the deposit, and make any applicable tax payments.

8. Completion

Congratulations! Once the contracts have been exchanged, your purchase is complete and your case will be closed. Following your mortgage success, Boon Brokers will stay in touch when your mortgage comes up for renewal, and our remortgage service is completely free of charge.

Experience the Convenience

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Our experts are waiting to help you. Submit an enquiry and our whole of market advisers will assist you further.

    Frequently Asked Questions

    For the ultimate convenience in the home-buying journey. Sourcing for suitable solicitors and surveyors can be a daunting and costly mistake if you select poorly. As experts in our industry, we know which solicitors and surveyors will be most suitable for you and your property. Not only will we source these parties for you, but we will also correspond with them on your behalf. Let us absorb your home-buying stress.

    Our administration fee per case, which covers the cost of our advisers overseeing your conveyancing from the mortgage offer to completion stage, is fixed at £200.00. This is far less than the average mortgage broker fee from other brokers in the UK, which is currently £500.00. To clarify, our mortgage and protection service is entirely free of charge, so our entire cost for the full Premium is capped at £200.00.


    The additional funds taken from the Holding Deposit are used for costs such as Legal Searches, the Survey, etc. Any unused funds from the Holding Deposit will be refunded to you on completion.

    To make the process as stress-free as possible, we will take payment in two instalments. The first payment, known as the Holding Deposit, is taken at the Full Mortgage Application Stage. Your adviser will issue an invoice to be paid before the application is submitted. The second payment for the remaining balance will be paid at the end of the process, when your legal fee is payable. This second payment will be included in the solicitor’s final invoice, which you can pay to them directly.

    The deposit is £1,000.00 for Premium and £1,500.00 for Premium Plus. The deposit for Premium covers the cost of your legal searches for the property. Whereas the cost of Premium Plus covers the cost of the legal searches and the survey. If your property purchase falls through before Mortgage Offer is issued, the Holding Deposit is fully refundable. On completion, Boon Brokers will refund any remaining balance from your Holding Deposit.


    Any unused funds from the Holding Deposit will be refunded to you on completion or if the transaction falls through.

    We understand that purchases fall through from time to time, which is why we charge for The Convenience Package in two instalments. The first payment for the deposit is refundable if your purchase falls through before your Mortgage Offer is issued.


    Once the Mortgage Offer is issued, Boon Brokers will then make payments for the surveyor and/or solicitor on your behalf. As these costs then become payable, the deposit is non-refundable after the Mortgage Offer is issued. If there are any outstanding legal fees payable following the fall through of your purchase, you will need to settle such fees.

    Assuming that your solicitor has not started conveyancing, you will only be charged for the cost of the survey and for the processing from our administrators. You will receive a refund for the rest of the holding deposit and you will not be charged for the second instalment.
    With this package, we will handle the homebuying stress for you. Our experts will correspond with all parties in the transaction to speed up completion. We just need you to populate some initial details on an online form, complete a biometric identity check, sign the legal paperwork, pay any applicable tax payments, send your deposit monies, and provide any documents requested in a timely manner.

    At the exchange of contracts stage of the process, when your purchase is about to complete, you will receive a final invoice from your solicitor. This invoice will include Boon Brokers’ flat administration fee of £200.00. In addition to this, you will see charges for the conveyancing and taxes relating to the transaction – such as Stamp Duty Land Tax and Value Added Tax. Your solicitor may include your deposit monies in this final invoice too.


    Remember that any unused funds from your Holding Deposit will be refunded on completion.

    The Holding Deposit covers all upfront legal costs, payable once the solicitor has been instructed. These costs are typically to setup the file, process legal searches, submit an HMLR registration, etc. Any unused funds from your Holding Deposit will be returned to you on completion.


    At the exchange of contracts stage, you will receive a final invoice from the solicitor which will cover any outstanding completion fees.