Home Movers | Fee-Free Advice

How Can We Help When You’re Moving Home?

Moving home often means reviewing your mortgage too. Boon Brokers provides fee-free, whole-of-market mortgage advice to home movers across the UK.

Your very own mortgage adviser will review your existing mortgage, the property you’re buying and your circumstances and explain the options available to you.

This could include porting your current mortgage, borrowing more or arranging a new mortgage for your next home.

We’ll compare suitable options from across the market and manage your application on your behalf, with no broker fees to pay.

Get Fee-Free Advice How We’re Fee-Free

Submit an enquiry and await contact from one of our expert fee-free brokers.

Expert Advice

Your broker will listen to your home move requirements and provide a proposal.

Mortgage Offer

Your broker will submit your application and await your mortgage offer.

View Full Process

Can I Transfer My Mortgage When Moving Home?

Yes, you may be able to port your existing mortgage to a new property. This will allow you to keep your current deal when moving home, subject to your chosen lender’s approval. Boon Brokers can help you transfer your mortgage, guiding you through the process to ensure an easy transfer.

Can I Get a Larger Mortgage When Moving Home?

If your new home requires a bigger mortgage, you’ll need to submit a fresh application. As long as you pass the affordability checks of your chosen lender, you can absolutely apply for a larger mortgage to suit your new needs.

Can I Move Home If I’m in Negative Equity?

If your mortgage balance is higher than your property’s value, you will need to cover the shortfall (difference) when selling your property. At Boon Brokers, our expert mortgage advisers will help you explore all of your new options and help plan a mortgage move that works financially for you.

How Much Does It Cost to Move Home?

The cost to move home will ultimately vary depending on your transactions, including legal fees, stamp duty, estate agent fees, and valuations. With Boon Brokers, our mortgage advice is completely fee-free, so you’ll receive expert advice and guidance without additional broker fees.

How Much Can I Borrow When Moving Home?

Your borrowing capacity will wholly depend on your income, outgoings, and loan term. Our expert advisers can help you calculate your maximum mortgage and guide you to the best deal for your new property.

How Much Stamp Duty Will I Pay When Moving Home?

Stamp Duty Land Tax (SDLT) depends on the property price and type. While there is a tax relief for first-time buyers, any additional properties - such as moving homes - will have to pay SDLT in line with their property costs. Boon Brokers can clarify exactly how much you’ll owe and help you plan ahead.

Can I still get a Mortgage on a Bungalow?

Yes, bungalows are eligible for mortgages. We’ll guide you through the application and ensure you get the most suitable deal for your property type.