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Why Choose Boon Brokers?

As a first-time buyer, you don’t want an overcomplicated or costly mortgage process. You need expert advice, completely fee-free.

At Boon Brokers, we offer fee-free mortgage advice, with a dedicated mortgage advisor who will guide you towards the best deal – no hidden costs, no broker fees.

Buying your first home should be exciting, not stressful. With access to 90+ lenders, you can rest assured that you have access to exclusive deals that high street banks simply can’t offer.

Girl in a jacketNo Client Fees

Whole-of-Market Access

FCA Authorised

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    No Fees, Just Expertise

    We Don’t Believe in Mortgage Broker Fees

    Your first mortgage shouldn’t come with a fee – it should come with expertise.

    Trusted whole-of-market brokers have access to the same rates and products, whether they charge you a fee or not.

    As a first-time buyer, paying a broker fee won’t get you access to a better deal.

    At Boon Brokers, we believe that you shouldn’t have to pay extra for expert advice. We’re happy with the commission we receive from lenders, which is why we offer fee-free advice – helping you secure the best deal for your first home.

    *According to Boon Brokers research, the average mortgage broker fee in the UK is £500.

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    Discover the best mortgages with our expert fee-free advice

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    Your Success, Our Reward

    At Boon Brokers, we only achieve when you do.

    As a first-time buyer it’s important to know that we don’t get paid until you’re happy, and your mortgage is signed, sealed, and delivered. No hidden agendas – our success is directly tied to yours.

    No upfront costs, no surprise fees, and no pressure

    If for some reason your mortgage application doesn’t move forward, then there is no need to worry – you won’t owe us a penny.

    Our fee-free experts are here to make your dream of homeownership a reality, but always on your terms.

    Our Process

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    1) Free Consultation

    As a first-time buyer, when you enquire with Boon Brokers we will assign you a dedicated, fee-free mortgage adviser. They will arrange a no-obligation consultation to discuss your requirements and will be your main point of contact throughout your mortgage journey.

    2) Whole-of-Market Access

    Being a whole-of-market broker, your dedicated mortgage adviser will then search the entire market to find the best offers for first-time buyers. We’ll compare a wide-range of lenders, from high-street banks to specialist lenders, to ensure you get the best mortgage deal that matches your requirements.

    3) Application & Approval

    After you’ve discussed all your options with your mortgage adviser and you’re happy with your chosen mortgage, we will handle the entire application process for you - entirely free of charge. At Boon Brokers, we operate on the policy that the lenders pay our commission, so you don’t have to.

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    Frequently Asked Questions

    How Can Boon Brokers Help Me as a First-time Buyer?

    At Boon Brokers, we have over 50 years of experience helping first-time buyers achieve their ideal mortgages. We understand how overwhelming the world of mortgages can be, and so our expert mortgage advisers make the entire process as simple and as stress-free as possible. With access to over 90 lenders, we compare the most competitive mortgages on the market today to find the deal that best suits your requirements. Plus, our fee-free service means you get expert advice without the added costs, giving you peace of mind as you take your first step into homeownership.

    What’s the Process of Applying for a Mortgage as a First-Time Buyer?

    We’ve made applying for a mortgage as simple and as stress-free as it can be. First, you’ll have a free consultation with a dedicated mortgage adviser to discuss your needs. Second, your mortgage adviser will then search over 90 lenders to find the best deal for you. Finally, once you’ve chosen your mortgage, we’ll handle the entire application process from start to finish - completely fee-free.

    How Much Deposit Do I Need to Buy my First Home?

    The exact deposit you need will vary depending on the lender and the type of mortgage you choose. Generally speaking, most first-time buyers will need at least 5% of the property’s value as a deposit. However, a larger deposit - typically 10% or 20% - can really help secure a better mortgage rate. It is always best to talk to a trusted mortgage adviser to acquire a complete understanding of your specific options. For example, our mortgage advisers will guide you through all your available mortgage options and lenders, helping you understand exactly how much you may need for a better deal, and what kind of deposit would work best for your situation.

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