Mortgage Guides

Explore the different types of mortgages available in the UK, including repayment, interest-only, fixed and variable rates, and specialist options.

Find out how much remortgaging could cost, including product, valuation, legal and early repayment fees, plus ways to reduce your remortgage costs.

Learn how remortgaging works, when you can change lenders, why homeowners remortgage and what to consider before choosing a new mortgage deal.

Learn how selling a house with a mortgage works, what happens to your mortgage, how it is repaid and what to consider when buying another home.

Learn how mortgage refinancing works, how long it takes, when to refinance and the potential costs and benefits of switching to a new lender.

Learn how the HOLD scheme works, including eligibility, mortgages, deposits, housing providers and how to apply for HOLD shared ownership in England.