All Guides

Explore our mortgage guides to understand your options and make confident decisions about your home.

Your First Home Scheme
Government Housing Schemes

Your First Home Scheme Explained: What Is It and How Does It Work?

Find out how the Your First Home scheme can help first-time buyers, including the 2.5% deposit, government equity loan, eligibility requirements and repayment rules.

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"Illustration of a woman using a laptop, representing someone researching or managing an offset mortgage online."
Mortgage Guides

Offset Mortgages Explained: What Is an Offset Mortgage And How Do They Work?

Learn how offset mortgages work, including interest savings, rates, linked accounts, pros and cons, and how to compare offset mortgage deals.

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Thoughtful man sitting at an open laptop looking up with hand on chin against a slate blue background
Buy To Let

Holiday Let Mortgages Explained: A Complete Guide

Learn how holiday let mortgages work, including deposit requirements, mortgage rates and lender criteria, with expert, fee-free advice from Boon Brokers.

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Construction crane erecting a new residential development illustrating new build mortgage options and off-plan property financing
Mortgage Guides

New Build Mortgages Explained: Requirements, Deposits and Timelines

New build mortgage requirements, deposits, expected timelines and developer incentives. Find your new build mortgage with expert guidance from Boon Brokers.

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Lifetime tracker mortgage options following the Bank of England base rate fluctuations
Mortgage Guides

Is a Lifetime Tracker Mortgage Right for You? Pros, Cons, and Costs Explained

Learn how a lifetime tracker mortgage works, including rates, costs, pros and cons, and whether this type of mortgage could be suitable for you.

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Equity release, lifetime mortgages, and retirement mortgage options for senior UK homeowners
Mortgage Guides

Retirement Interest-Only (RIO) Mortgages: How They Work, Costs, and Eligibility

Learn how retirement interest only mortgages work, including RIO rates, costs, eligibility, lenders and how they compare with lifetime mortgages.

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