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Inside the Report

All reports are prepared by FCA-regulated mortgage advisers with whole-of-market access to ensure a detailed borrowing capacity assessment across multiple lenders.

Our mortgage capacity reports include:

  • Detailed income and expenditure analysis
  • A clear borrowing capacity range across a whole-of-market panel
  • Impact assessment of outstanding debts on borrowing potential
  • A mortgage illustration for easy client communication

Court-Ready Delivery

Each report is professionally formatted to be court-ready and suitable for Form E disclosure, financial remedy hearings, or joint expert instructions.

We understand that legal deadlines can be demanding – that’s why we deliver our reports within 1 working day of receiving payment. All our reports are provided as signed PDFs, ready for a quick inclusion into your client’s legal bundle.

Every report also includes a clear, easy-to-read mortgage illustration for straightforward client communication.

Choose Your Report

£249.99
Single Mortgage Capacity Report

Prices from £249.99

This report will be tailored to your client’s needs and will provide an in-depth, court-ready assessment of one individual’s mortgage borrowing capacity. All Single Mortgage Capacity Reports are prepared by FCA-regulated with whole-of-market access.

This report includes:
  • - A complete report that is court-ready for Financial Dispute Resolution (FDR) hearings and financial remedy proceedings.
  • - A comprehensive breakdown of income, outgoings, and existing debts
  • - A borrowing capacity report illustrating options both with and without debt repayment
  • - A complete mortgage illustration demonstrating eligibility for current lenders
  • - Clear documentation of all data sources
 

Our Single Mortgage Capacity Reports are delivered within 1 day of receiving payment to support timely legal processes.

£399.99
Joint Mortgage Capacity Report

Prices from £399.99

Our Joint Mortgage Capacity reports provide a more cost-effective alternative to commissioning two separate single reports.

Prepared by FCA-regulated, whole-of-market mortgage advisers, these reports provide a comprehensive, court-ready assessment tailored for Financial Dispute Resolution (FDR) hearings and financial remedy proceedings.

This report includes:
  • - A court-ready capacity report for Financial Dispute Resolution (FDR) hearings and financial remedy proceedings.
  • - Side-by-side analysis of each party’s income, outgoings, and borrowing capacity
  • - Consideration of debts and repayment scenarios for both individuals
  • - A complete mortgage illustration demonstrating eligibility for current lenders
  • - Clear documentation of all data sources
 

Our Joint Mortgage Capacity Reports are delivered within 1 day of receiving payment to support timely legal processes.

£149.99
Nil Mortgage Capacity
Report

Prices from £149.99

This report provides a formal, court-compliant assessment confirming that an individual has no mortgage borrowing capacity. It is essential in cases involving unemployment, significant debt, adverse credit, or self-employment without formal accounts.

The report includes:
  • - Clear confirmation of zero mortgage borrowing capacity
  • - Detailed analysis of income, outgoings, and liabilities
  • - Documentation on whole-of-market lender eligibility
 

Our Nil Mortgage Capacity Reports are delivered within 1 day of receiving payment to support timely legal processes.

As FCA regulated experts, our duty is to provide impartial and court-compliant reports.

How to Instruct Us

To secure a mortgage capacity report that will fit seamlessly within your legal workflow, our process is quick, simple, and efficient. Here’s what you need to do:

Step 1: Provide Client Details

Make an enquiry with the relevant information and any case-specific requirements using the contact form below.

Step 2: Initial Review

Our FCA-regulated, whole-of-market mortgage advisers review the information and may request any additional details to ensure accuracy.

Step 3: Report Preparation

Following the completion of a fact find, we will prepare your detailed, court-ready mortgage capacity report tailored to your client’s circumstances.

Step 4: Fast Delivery

Receive the completed report within 1 day of payment, helping you meet critical deadlines with confidence.

One Form Away from a Court-Ready Report

Provide the case details today and we’ll prepare and deliver your court-ready mortgage capacity report without delay.

    Submit Your Enquiry

    Report you are interested in

    If you require further scenarios to be explored in addition to Single or Joint Mortgage Capacity Report we can add these scenarios to your report. Additional scenarios include the below options and come at an additional £50 each.

    Frequently Asked Questions

    Are Your Mortgage Capacity Reports Compliant for use in Court Proceedings?

    Yes. All of our reports are prepared by FCA-regulated, whole-of-market mortgage advisers and are completed to be court-ready, compliant with legal requirements for Financial Dispute Resolution (FDR) hearings and financial remedy proceedings.

    What Information Do I Need to Provide to Receive a Report?

    Upon your enquiry, we will provide you with clear guidance on exactly what will be required for your client’s specific report. Typically, we will require a completed fact-find form along with any supporting financial documentation such as income evidence, debt details, and expenditure breakdowns.

    How Quickly Will I Receive the Report?

    After all the required documentation and payment is received, we will deliver the completed report within 1 working day.

    Can the Report Be Tailored to Specific Scenarios or Financial Changes?

    Yes. Both the Single and Joint Mortgage Capacity Reports can include additional scenario modelling. This may involve changes such as debt repayment variations or adjustments to income. Each additional scenario is subject to a supplementary fee of £50.

    Are Your Reports Completed by Regulated Experts?

    Absolutely. All of our reports are completed by FCA regulated, whole-of-market mortgage advisers. Our duty is to the court, as such all assessments are impartial, objective, and based solely on lending criteria and verified financial data.