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Your Southampton Mortgage Experts

The right mortgage starts with knowing your property goals. At Boon Brokers, our experts take the time to understand your plans and priorities before exploring the mortgage options that will work for you.

With whole-of-market access, our experts can compare mortgage products from over 90 mortgage lenders we work with, assessing lender criteria, rates, fees and product features to find options that match your needs. We provide free mortgage advice across the UK, including Southampton, with a single dedicated adviser on hand to answer your questions and support you from application through to completion.

We're Free. Find Out How...

At Boon Brokers, we don’t believe in mortgage broker fees. So while the average mortgage broker client fee in the U.K is *£600+ – we advise and arrange your mortgage and insurance completely free of charge. Find out how below.

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Southampton Mortgages Made Simple

Whether you're buying your first home, moving, remortgaging or investing in buy-to-let, our experts will cut through the jargon and turn complex mortgage terms and requirements into clear, straightforward guidance.

At Boon Brokers, we keep things simple throughout the entire mortgage process. Your dedicated adviser will explain everything you need to know, answer all of your questions and support you from application to completion.

First Time Buyer

Ready to buy your first home? We can help you find the best mortgage...

Home Mover Mortgages

Ready to move home? We can help you port your existing mortgage or find...

Remortgage

Wondering how to renew your mortgage? We provide fee-free impartial advice and will find...

Buy-to-Let Mortgage Advice

Ready to purchase a property to let? Our buy to let mortgage advisers will...

Bad Credit

If you have bad credit, our Mortgage Brokers can find you the best mortgage...
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Lifetime Mortgage Advice

Unlock the value of your home without the need to move, so you can...
Scenic view of a UK coastal town waterfront with residential buildings along the marina under a blue sky

Living in Southampton

Southampton combines city living with easy access to the coast and surrounding countryside. The city has a busy centre for shopping, dining and entertainment, two universities and plenty of green space, while its waterfront and maritime heritage give Southampton a character that is distinctly its own.

There are also plenty of different residential areas to consider when living in Southampton. Highfield and Bassett provide a more residential setting, while Portswood and Shirley put a wide range of everyday amenities close by. Ocean Village offers something different again, with modern apartments and waterfront surroundings around the marina.

Southampton is well placed for travelling further afield too. Rail services connect the city with London and other destinations, while the M3 and M27 provide convenient road links across the South. The New Forest and wider Hampshire coastline are also within reach, providing plenty of options for days away from the city.

Average House Price in Southampton

The average house price in Southampton was £236,000 in May 2026, according to the latest Office for National Statistics (ONS) data For first-time buyers, the average was lower at £210,000, while properties purchased with a mortgage averaged £240,000.

Exact property prices will vary depending on the property type. For example, flats and maisonettes averaged £153,000, rising to £251,000 for terraced homes and £313,000 for semi-detached properties. At the other end of the market, detached homes averaged £418,000 in May 2026.

For prospective buyers, these averages provide a useful starting point for understanding Southampton’s property market. The price of a specific property will, of course, vary depending on its location, size, condition and features.

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Get Expert Fee-Free Advice to Help You Buy Your Perfect Home in Southampton.

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    Frequently Asked Questions

    Can I Get a Mortgage for a Flat in Southampton?

    Yes. Many lenders offer mortgages for flats, although factors such as the remaining lease length, service charges, ground rent and property construction can affect the options available. At Boon Brokers, our advisers can compare criteria from over 90 UK lenders to identify suitable mortgage options for the flat you are looking to buy.

    What Mortgage Options Are Available for People Relocating to Southampton?

    Your mortgage options will depend on how you're making the move. You may be able to port your existing mortgage to a Southampton property, arrange a new mortgage with another lender or, if you're keeping your current home, explore options for financing an additional property. At Boon Brokers, our advisers can compare these routes and help determine which is suitable for your circumstances.

    Can I Get a Mortgage for a New-Build Property in Southampton?

    Yes. Many lenders provide mortgages for new-build properties, although their lending criteria and maximum loan-to-value limits can differ from those for older homes. Mortgage options can also change depending on whether you're purchasing a new-build house or flat.

    Do You Offer Mortgage Advice for Landlords Buying Property in Southampton?

    Yes. Boon Brokers provides free mortgage advice for landlords buying property in Southampton. Our advisers can compare buy-to-let mortgages across the market, using your deposit, expected rental income and lender requirements to identify suitable options for your investment.