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Cardiff Mortgage Specialists

At Boon Brokers, we provide expert, fee-free mortgage advice tailored to your needs. Our dedicated mortgage advisers have an in-depth understanding of Cardiff’s mortgage market and have extensive experience in helping clients secure their dream home.

As a whole-of-market brokerage, we have access to over 90 mortgage lenders we work with, including major high-street banks and specialist lenders. Our fee-free mortgage advice is available across the UK, including Cardiff, with dedicated advisers who will work closely with you to compare competitive mortgage options and find one that matches your needs.

We're Free. Find Out How...

At Boon Brokers, we don’t believe in mortgage broker fees. So while the average mortgage broker client fee in the U.K is *£600+ – we advise and arrange your mortgage and insurance completely free of charge. Find out how below.

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Tailored Cardiff Mortgages

No matter your mortgage needs, our dedicated advisers can help you every step of the way.

At Boon Brokers, we provide fee-free mortgage advice and access to the full UK lender market. Our aim is to ensure that you receive the most competitive mortgage deals available. And so whether you’re a first-time buyer in Cardiff, remortgaging, relocating, or exploring equity release options, our dedicated mortgage advisers will provide personalised guidance that aligns with your goals

First Time Buyer

Ready to buy your first home? We can help you find the best mortgage...

Home Mover Mortgages

Ready to move home? We can help you port your existing mortgage or find...

Buy To Let

Ready to purchase a property to let? Our expert mortgage advisers will help you...

Let To Buy

Rent out your existing home and purchase a new one with our expert mortgage...

Bad Credit Mortgages

If you have bad credit, our Mortgage Brokers can provide you with the mortgage...

Remortgage

Wondering how to renew your mortgage? We provide fee-free impartial advice and will find...

Lifetime Mortgages

Unlock the value of your home without the need to move, so you can...

Living in Cardiff

Cardiff is characterised as the cultural pulse of Wales and offers the perfect mix of historical excellence with a vibrant and modern lifestyle. From the Wales Millennium Centre to the exciting new developments by Cardiff Living, the city offers a diverse range of housing options for every homeowner.

At Boon Brokers, our mortgage advisers offer fee-free, expert advice to help you navigate the Cardiff mortgage market. Whether it’s the energetic student scene in the city centre, the picturesque waterfront of Cardiff Bay, or the leafy parks and quiet neighbourhoods, we’re here to help you secure your ideal Cardiff home.


Average House Prices in Cardiff

If your heart is set on securing a mortgage to purchase a property in Cardiff, then keeping up to date with local house price movements can be crucial. Here we provide the latest data from the Office for National Statistics (ONS), illustrating the current property values across the city.

At Boon Brokers, we use local property insights to help guide our mortgage recommendations. By staying up-to-date on the trending property preferences  and popular neighbourhoods, we ensure our mortgage advice fits the unique characteristics of Cardiff’s housing market.

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Find Your Ideal Mortgage with Personalised Fee-Free Advice From Cardiff Experts

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    Frequently Asked Questions

    How Do I Start the Mortgage Process?

    With Boon Brokers, starting your mortgage process couldn’t be easier. You can start by booking a free consultation with one of our dedicated mortgage advisors. During this call, we will get to know your exact needs and requirements, and with some information about your financial standing, we can begin searching for a personalised mortgage that is tailored to your needs - completely fee-free.

    What Are Common Challenges for Buyers in Cardiff’s Property Market?

    One of the main problems that buyers - especially first-time buyers - face, is that Cardiff has a lot of competition. As such, it is always best practice to secure an Agreement in Principle from your chosen lender to show sellers that you’re serious about your property purchase. Our mortgage advisers can help you secure your agreement in principle with ease, and will provide clear and detailed instructions on how you can secure the most competitive mortgage deal that will help you secure your dream home.

    Can I Get Mortgage Advice for Investment Properties in Cardiff?

    If you’re looking to invest in buy-to-let properties in and around Cardiff, then you need the mortgage to match. At Boon Brokers, we can provide you with specialised advice on buy-to-let mortgages, tailored to Cardiff’s rental market and investment potential, that can help you secure the best mortgage rates for your property investment plans.

    What Documents Will I Need to Apply for a mortgage?

    To secure a mortgage you will generally need to provide the following documents: proof of income, proof of Identity, proof of expenses, and chosen property details. For a complete list of documents that your chosen lender will need, it is best to ask a qualified mortgage adviser. At Boon Brokers, our dedicated mortgage advisers can provide you with a detailed checklist that is specific to your chosen lenders.

    How Much Will Mortgage Advice Cost?

    The exact cost of your mortgage advice will wholly depend on your chosen mortgage adviser/broker. It is crucial that you ask upfront about the payment structure for any advise or service you receive. Here at Boon brokers, we don’t charge a penny for advice. We provide expert fee-free advice and choose to charge the lenders our commission. We believe that you should receive unbiased, whole-of-market advice that will help you secure a competitive mortgage deal without any additional cost to your pocket.