What are Current Barclays Mortgage Rates?
Barclays can offer a range of competitive mortgage rates, especially if your loan-to-value (LTV) ratio is particularly high. The reality is that rates for first-time buyers, home movers, and remortgages can all vary depending on the type of mortgage and your financial circumstances. Because of this, asking what is “best” is too much of a general perspective.
To get the most accurate and up-to-date information that places your mortgage application at its center, it’s best to work with one of our expert and whole-of-market advisers here at Boon Brokers. We can help you compare Barclays’ current rates with other leading lenders to find the mortgage deal that is best for your situation.
How Much Can I Borrow with a Barclays Mortgage?
Barclays can typically offer anywhere from 4 – 5.5 times your gross salary. However, the exact amount and calculations will be directly affected by your income, credit history and size of your deposit. Here at Boon Brokers, we work with Barclays to help assess your situation and guide you through the mortgage application process. We also have whole-of-market access that allows us to compare a wide-range of lenders, while also comparing Barclays’ offer, to find the right mortgage lender for you.
How Do I Get a Mortgage Agreement in Principle with Barclays?
The most efficient and time-saving way of applying and securing an Agreement in Principle (AIP) with Barclays is through a specialist broker. At Boon Brokers, we have extensive experience of working with Barclays and navigating the paperwork and requirements to secure an AIP. By utilising our specialist advisors, you can take peace-of-mind in the fact that we will take care of all the processes involved with an application for an AIP.
Can I Get a Barclays Mortgage Direct?
While Barclays allows for direct applications, using a mortgage broker that specialise and works with Barclays can offer a variety of benefits. With extensive experience in securing Barclays mortgage offers and a unique industry understanding of their criteria, working with Boon Brokers will simplify the entire process. As an FCA-registered whole-of-market advisor, we can also compare Barclays’ mortgage rates and deals with other available products on the market, ensuring that you understand all the options that are available to you, completely fee-free.
Find the best mortgage deal for you and contact Boon Brokers today